cyLEDGE, requires all visitors to its web site (www.cyledge.com), to review and
comply with the following Terms of Use. By viewing, downloading, or accessing
the Web site and any Information obtained therefrom, you demonstrate your
acceptance to these terms. If you do not wish to comply or accept these terms,
please do not visit or use information obtained from the Web site.

Proprietary Rights and Restrictions on Use

cyLEDGE owns and operates the Web site and all information contained therein,
including text, numerical data, tables, charts, graphs, images, pictures,
logos and symbols (collectively “Information”), unless expressly stated
otherwise. The Web site may contain names, Web site addresses, banner ads,
logos and other materials belonging to third parties as well as textual
references to such items; all such uses are for illustrative purposes and do
not indicate an endorsement of the service by those companies. Such items may
qualify as copyrights, trademarks or other proprietary marks of third parties
and cyLEDGE does not claim any ownership in or to such items.

The Information contained on the Web site is protected by Austrian and foreign
copyright, trademark and other proprietary laws. Under these laws, cyLEDGE has
the exclusive right to publish, display, use, sell and create derivative works
of the Information. Absence of the “©”, “®”, “SM” or “TM” does not negate this
protection. cyLEDGE retains all right, title and interest to the Information
contained on the Web site whether or not you obtained the Information directly
from the Web site or another source. Any party using cyLEDGE information in
any manner not expressly authorized by cyLEDGE is infringing on cyLEDGE
proprietary rights.

The Web site and Information may be used for lawful purposes only. You may,
without prior written consent of cyLEDGE, print or download one copy of the
Information on one computer, for non-commercial home use only, provided your
intended use is not contrary to these Terms of Use and you do not delete any
copyright and trademark notices. You may not post or transmit any material
through the Web site which violates or infringes on the rights of cyLEDGE or
any third parties. Without cyLEDGE’s prior written consent, you may not post
any advertisement, solicitation or similar material on the Web site. cyLEDGE
retains the right to remove, without notice, any material posted on the Web
site that infringes on the rights of cyLEDGE or another third party, or which
is in violation of these Terms of Use.

Use of the Information, derived directly or indirectly from the Web site, in
any text, document, press release, statement, advertisement, or other
publication is subject to the prior written approval of cyLEDGE. You may
request cyLEDGE’s approval by contacting office@cyledge.com and you must properly
source the Information in the manner directed by the cyLEDGE representative.

Transmissions to cyLEDGE

If you elect to send cyLEDGE e-mail, comments, questions, ideas, graphics or
suggestions through the Web site (“Communications”), you imply that you or the
appropriate party has voluntarily granted an unrestricted license to cyLEDGE
to use the Communications as determined in cyLEDGE’s sole discretion (unless
your transmission states otherwise).

Occasionally, visitors to the Web site may voluntarily transmit personally
identifiable information to cyLEDGE. Personally identifiable information is
handled and maintained per the terms of cyLEDGE Privacy Policy contained on
the Web site. Please read the cyLEDGE Privacy Policy for more information on
the collection and use of personal information on the Web site by cyLEDGE.

Linked Sites

The Web site contains links to other Web sites which are not maintained or
controlled by cyLEDGE and do not necessarily suggest cyLEDGE’s endorsement of
the third party’s Web site, products or services. Furthermore, cyLEDGE is not
responsible for the content of these other Web sites or the manner in which
information may be collected on that Web site and used by the third party.
cyLEDGE is not responsible for any loss or damage arising from your use or
visit to a third party’s Web site.

Disclaimer and Limitation of Damages and Liability

USE OF THE WEB SITE IS AT YOUR SOLE RISK. cyLEDGE DISCLAIMS ANY AND ALL
WARRANTIES THAT THE WEB SITE OR THE INFORMATION WILL BE ERROR FREE OR
UNINTERRUPTED. cyLEDGE DOES NOT MAKE ANY REPRESENTATIONS AS TO THE USEFULNESS
OR RESULTS, WHICH MAY BE DERIVED FROM THE WEB SITE OR INFORMATION.

ALL INFORMATION, DATA AND REPORTS OBTAINED FROM THE WEB SITE, OR LINKS TO
THIRD PARTY WEB SITES ARE “AS IS”, “WITH ALL FAULTS” AND WITHOUT ANY WARRANTY
OF ANY KIND. cyLEDGE EXPRESSLY DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES,
INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT
AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT WILL cyLEDGE BE LIABLE TO
THE VISITOR OR ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL,
RELIANCE, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION
LOST PROFITS, SAVINGS OR REVENUES, WHETHER BASED ON CONTRACT, TORT (INCLUDING
NEGLIGENCE, PRODUCT LIABILITY AND STRICT LIABILITY) OR OTHERWISE, REGARDLESS
OF WHETHER cyLEDGE KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH
DAMAGES. cyLEDGE’S MAXIMUM AGGREGATE LIABILITY UNDER ANY THEORY SHALL NOT
EXCEED THE AMOUNT YOU PAID TO ACCESS THIS WEB SITE.

Indemnification

You agree to indemnify, defend and hold harmless, cyLEDGE and its officers,
agents and employees from and against any and all damages, costs, liabilities,
actions, claims and expenses (including attorney’s fees) arising from your use
of the Web site.

Jurisdiction

The Web site is owned and operated from offices located in Vienna, Austria.
cyLEDGE makes no representations regarding the legality of using the
Information or the Web site in any other jurisdictions or countries. Some
jurisdictions may restrict the use of or access to the Web site or
Information, in which case such use or access is expressly prohibited by
cyLEDGE. You are responsible for insuring compliance with local laws when
using the Information and accessing the Web site in other jurisdictions or
countries.

Termination

cyLEDGE and you may terminate this agreement at any time, with or without
cause. Upon termination, you must destroy all Information obtained or derived
directly or indirectly from the Web site, including all copies, wherever
stored or located and cease accessing the Web site. You may not access the Web
site after termination without cyLEDGE’s written approval.

Miscellaneous

cyLEDGE may, without notice, revise these Terms of Use by updating this
posting, and it is your responsibility to check the Terms of Use to insure
your compliance therewith. These Terms of Use and your use of the Web site
will be governed and interpreted in accordance with the laws of the City of
Vienna and the Republic of Austria, without regard to the choice of law
provisions. If any part of these Terms of Use are unlawful, void, or
unenforceable, that part will be deemed severable and will not affect the
validity and enforceability of the remaining provisions. These Terms of Use
and cyLEDGE’s Privacy Policy are the entire agreement between the parties
relating to use of the Web site.

Updated: February 22, 2012